LASIK surgery & insurance coverage
Will my insurance cover the cost of LASIK?
Does insurance cover LASIK eye surgery? It’s one of the first questions people ask, and every plan is different. Many offer real LASIK discounts; here’s how to find out what yours can do.
Using your benefits
Health insurance, FSAs, and HSAs for LASIK
Even without full coverage, your benefits can meaningfully lower what you pay out of pocket.
Health insurance
LASIK is considered an elective procedure, and therefore may not be covered by vision or health insurance plans. But don’t count your insurance out of your LASIK plans just yet: some insurances offer a discount on LASIK, and The LASIK Vision Institute may match your insurance plan’s discount or have comparable discounts available.
FSAs & HSAs
Flexible Spending Accounts and Health Savings Accounts allow you to take funds set aside for your healthcare and apply them toward your LASIK eye surgery price. Because the funds are not subject to taxes, they can stretch further, and they can generally be used at your discretion for health services. Please check your individual FSA or HSA plan for guidelines.
Check your plan
Discounts that could be available through your health insurance.
Find your provider to see the LASIK benefits available to members.
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
- $800 savings on Custom LASIK with free enhancements for life^
- FREE LASIK examination ($120 value) for a customized treatment plan
- 100% bladeless LASIK eye surgery
- Medically required post-operative appointments included
^Offer details vary by plan and location. Confirm your plan’s current LASIK discount with your insurance provider or at your free consultation.
Additional LASIK coverage options
No coverage? You still have options.
Most patients pay for LASIK without insurance. Here’s how they do it.
Financing options for LASIK surgery
The LASIK Vision Institute offers several options for financing and will assist you in choosing the best option for your unique needs and LASIK price. It usually takes only minutes to determine if you are approved — and we offer different financing options to help LASIK fit your budget.
Credit cards for laser eye surgery
Using a credit card is a great way to cover the cost of LASIK eye surgery. Some new cards offer a year or more of interest-free payments, others earn rewards, points, or miles, and balance transfers can extend the interest-free period, letting you pay off the laser eye surgery cost over time. We accept Visa, Mastercard, American Express, and Discover.
Tax refunds for LASIK
Your tax refund can be a viable payment option for LASIK eye surgery. Many patients use it to cover the procedure outright. Cash and personal checks are also accepted.
Beyond the price tag
The true value of laser eye surgery
Laser eye surgery is elective — and often life-changing. Many people significantly reduce their reliance on glasses and contact lenses for years, but the savings on eyewear only partially capture the surgery’s true value.
Post-LASIK, patients take on what used to be challenging or impossible: SCUBA diving, standard sunglasses, swimming, playing freely with their kids, traveling light. Weigh the cost of laser eye surgery against what those moments are worth to you.
LASIK cost & insurance FAQs
LASIK is an elective procedure, so full coverage is uncommon, but many vision and health insurance plans offer LASIK discounts, and The LASIK Vision Institute may match your plan’s discount or have comparable ones available. FSA and HSA funds can also be applied. Bring your insurance card to your free consultation and we’ll check your plan.
We make LASIK affordable with clear, predictable prices relative to your prescription and needs, reviewed at your free consultation. We offer an easy financing process, and 90% of our patients qualify for financing.
Owning lasers and diagnostic equipment is a significant investment (around $600,000), so most surgeons rent time on a laser at $1,400–$2,000 per patient, and that cost gets passed on. Our scale lets us keep prices predictable.
Simply fill out the form online or call 1-877-274-1797. You’ll be scheduled at the location nearest you.